in response to would you like some cheese with that wine? I am guessing you were never laid off before right? I am guessing you never had trouble finding a job, correct? I am also going to guess that mommy and daddy had the money to fork over for you to have your college education paid for, correct? It's funny. Close-minded people like you are what makes this country go sour. My dad has no money left to start a new business out of thin air. It never hurt to support people who justwant to make it
If you guessed that you would be wrong. I have indeed been laid off before but no, I have not ever had trouble finding a job because I always took ANY job I could find (there are tons of jobs everywhere if you are willing to do them). From there I would continue to search for something better. Never would I pass on something because it wasn’t what I “wanted” or “studied” to do. Fact is people need income and it doesn’t matter what the job is. Get something and then work your way up from that point. People these days are far too selective. Again, this does not apply to all but it does the majority, I’d bet my life savings on it.
Mommy and Daddy had some of the money to pay for some of my school, not all. They wanted to pay because I was not going to spend money on school or take out loans…PERIOD. But you know what, I didn’t want them paying, so I do not have a degree. No diploma. Instead I worked my ass off, put business theory I already knew to practice and made it work! You do not NEED a college education to be successful and thrive. In many cases it does more harm than good. This is indoctrination and brainwashing in it’s purest form I think. Again, people should be taking a much closer look at Universities and protesting there!
Close minded? You are the close minded one here looking for excuses or for not accepting responsibility. I’m open minded to all options and possibilities, just not complaining or having a pity party, trying to blame others or get a handout. Tell me how I am close minded? I’m honestly telling you to get out there and get a job. Is spending 14 hours a day job hunting too hard for you? If so then you are not nearly desperate enough. That or too lazy, or too selective in what jobs you will do. People who refuse to do the hard work involved to LIVE the American Dream are the people who make this country go sour, not people willing to put in that effort.
Your Dad should not need a bunch of cash to start a business. Tons of businesses are started with a few hundred bucks if that. You have to start somewhere. He has the knowledge and skill apparently to make it work and know what not to do. Should be a great challenge and very empowering! Get rid of some assets to get cash if necessary. Sell a car, sell some furniture…in fact, sell just about everything!
And I’m absolutely supporting people who want to make it. They just need to put forth some strong effort first and I will do everything I can to possibly help any day and anytime. But I will never support these people in their quest to take even more from hardworking citizens who took the ultimate risk in many cases and made it big. It is NOT their responsibility to take care of you, especially if you won’t do anything and everything to help yourself first.
Don’t get mad at me because I’m not feeling “sorry” for you. I don’t. It’s unfortunate yes but you can change this anytime. What can I do to help? Would you go to Financial Peace University if I paid for your class in your local area? I’d love to do this for you if you promise to go!
I just saw your tumblr and I have to say you are offering very vague and repetitive advice to these people. I'm lucky I have a job and I am using every penny to pay off my school loans. You come across as very cynical towards these people.I don't think that they are whining I think they are on their last leg. It's very easy to respond if you haven't been where they are. I challenge you to at least live with these ppl for a week and see how they live from day to day. I'm sure you won't accept.
Unfortunately I cannot give more specific advice if I don’t know even more details about their situation. The specific advice I am giving is repetitive however and that is to man (or woman) up and do something proactive about your situation instead of having a pity party or wasting time participating in events like Occupy Wall Street, etc that are not going to do anything to help their situation at all. Everyone feels down or defeated sometimes but if you stay in this rut you will never get anywhere and the only person who can really help someone is themselves.
You are right about me being cynical about *most* of these individuals. I am this way because I’ve either met thousands and tried to help maybe hundreds but with rare exception I find that many do not want help (they want handouts) OR they are not willing to work hard enough to change something about their situation. This job or that job is just too hard, it’s not what I went to school for, I don’t want to work outside, this job is beneath me, I don’t like the hours, etc, etc. No one in these situations has any business spewing excuses like this and should take ANY job they can get, but again *most* do not.
Also, many are on their last leg because of their own actions. This is exactly what I’m trying to call out. I understand that you are in a bad place and I’m sorry. It is unfortunate and many are willing or trying to help, but DO NOT shift blame to someone else because you made bad decisions. This does not apply to all but I would argue it does to the majority. If you cannot afford a car without debt or school, too bad, don’t use debt for things like this. Take responsibility for your actions or the part you played and start to DO something about it instead of just complaining. Try listening to Dave Ramsey’s radio show or podcast and hear the countless individuals and families who make next to nothing change their lives and still get out of debt somehow. Or people who make nothing that realize they have to be the ones that empower themselves to change something about their situation. No one else is going to help you (unless you’re really lucky). So get off your butt and DO something about it. This does not mean surfing Monster.com or careerbuilder.com all day, that is flat out LAZY. Go cut someones grass, deliver pizzas, do handy work, etc, etc…anything in the mean time to keep incoming coming in.
And I’ll let your last point slide since I don’t have an about page up but yes I have been in this situation before. I’ve been unemployed with > $20k in CC debt! I was lucky not to have any student loan debt but damn, if there is one thing that is worse it’s bad consumer debt. I was STUPID, I was a MORON but I sure as hell didn’t go complain about banks doing their thing, CEOs making big time money or Government regulations. I busted my ass literally 3/4 of every day until I found a job and then I proceeded to go WITHOUT almost everything for a long time until I cleaned up my mess. If you go into debt and cannot pay, it is YOUR mess. I don’t care if it’s credit cards, school loan debt, mortgage debt, medical debt, etc…that is on YOU. I drove around my old truck, did without TV for long while, didn’t go out, etc. I just worked doing anything I could until I did find a steady job and then paid down all my debts at record speed. No one “deserves” a car, TV, cable, internet, phones, nice clothes, food to go out to eat with, “good” health insurance, etc. Nothing in life is free, you have to earn it somehow. And yes, sometimes life is unfair but you as an individual can change this at any point. All options always have to be on the table, and I mean ALL. This includes moving if you cannot find work somewhere else. Doesn’t matter if you grew up somewhere or if your family is there. Get up and move to where the work is! In fact, come on down to Texas and we’ll help anyone who has fallen on hard times. PLENTY of jobs here and low cost of living. You don’t want to move? Well too bad, I don’t feel sorry for you and that is YOUR choice.
And lastly, I can live with just about anyone without being surprised, even if that means I sleep under a bridge for the night or in a shelter. You think I haven’t seen this before? The difference between many of those people and me personally is I will do anything to ensure that never happens to me or my family. Again, all options are on the table if it gets to that point.
I’m not being trying to just be an asshole for no reason. I want to be as blunt as possible because a lot of people in this country need a wake up call. This is the land of opportunity and you can do and achieve anything. It is so sad that foreigners come to this country every day with something NOTHING in their pockets and just the clothes on their back and somehow make it because they embrace the American Dream and what can be achieved but our own damn citizens feel too entitled to put in the hard work it takes to achieve this. And then want to bitch and moan about how much money those people to sacrificed it ALL are making. Too bad, they did the work to get there and you didn’t so they get to reap the rewards and guess what, you don’t until you do something similar. Nothing is stoping you but YOURSELF. Take some responsibility and take charge of your life.